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- Explain the various definitions of disability that are found in disability-income insurance.
- Explain the following disability insurance income provisions:
- Residual disability
- Benefit period
- Elimination period
- A common method of determining the amount of life insurance life insurance to purchase is called the needs approach. Explain the following needs for a head of the household:
- Income needs
- Special needs
- Cash needs
- Explain the capital retention approach for determining the amount of 410 life insurance owned.
- Briefly explain the characteristics of the following types of managed care plans:
- Health maintenance organization (HMO) plans
- Preferred provider organization (PPO) plans
- Point-of-service (POS) plans
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